Jeffrey Gignac Inc. — Website policy snapshot Revision: 2026-10-30-r2 Second October 30, 2026 revision: specific conduct rules, proportionate enforcement, separate free-account Terms acknowledgments, and targeted evidence preservation. Source website: https://jeffreygignac.com This records published wording. It does not by itself establish acceptance, identity, or a purchase agreement. Earlier purchase-specific promises and mandatory rights remain applicable. TERMS OF USE https://jeffreygignac.com/terms-of-use Last updated: October 30, 2026. Who operates this website Jeffrey Gignac Inc. operates jeffreygignac.com. These terms describe use of this website and its public resources. A purchase also includes the product description and purchase terms presented before payment. Keep your order confirmation and a copy of those terms. A later website update does not automatically replace the terms of an earlier purchase. Personal development and spiritual practice Our offerings include educational content, coaching, guided practices, sound and visual experiences, and spiritual community. They are not medical care or a substitute for professional diagnosis or treatment. Review the Technology Disclaimer and safe-use information (https://jeffreygignac.com/technology-disclaimer) before participating. Individual experiences vary; no particular health, personal, spiritual, or financial outcome is promised. Accounts, access, and permitted use Use accurate account details and keep sign-in links and private meeting links secure. An account or calendar listing alone does not grant access to every paid program. Access depends on the purchased or expressly granted entitlement. Purchases are for personal use unless a separate licence expressly permits sharing, professional use, or redistribution. Follow any age requirements shown for a particular program; The Third Watch is for men aged 21 and over. Do not share paid recordings, account credentials, or private meeting links without permission; bypass access controls; interfere with security; impersonate others; or use the service for unlawful, abusive, or harassing conduct. Public links may be shared. Ordinary search indexing and accessibility tools are permitted when they respect technical restrictions and do not expose private information or reproduce protected content beyond applicable rights. Protecting participants, staff, and services Do not threaten, stalk, or harass participants or staff; expose another person's private contact, account, or health information without lawful authority; impersonate another person; submit knowingly false order or payment evidence; harvest member information; introduce malicious code; bypass access controls or reasonable rate limits; or deliberately disrupt classes, accounts, or website services. Account access does not authorize access to another person's information or intrusive security testing. Do not secretly record or publicly distribute private classes, private messages, or member discussions. Expressly permitted downloads, personal notes, agreed accessibility arrangements, and uses allowed by applicable law remain permitted. Do not misrepresent an endorsement, professional affiliation, or permission to resell a program. Honest criticism, a good-faith complaint, an accessibility or privacy request, a lawful payment dispute, and a report to a regulator are not prohibited misconduct. These rules do not require anyone to withdraw a complaint or surrender a lawful remedy. Protective action and review Where there are reasonable grounds to believe an account or activity poses a security risk or materially breaches these rules, we may restrict the affected activity, remove inappropriate content, revoke an exposed private link, or temporarily suspend relevant access while investigating. The response will be proportionate to the concern. Where reasonably possible and safe, we will explain the concern and provide a way to request review through support. Urgent protective action may occur before notice. Any longer-term restriction remains subject to the purchase agreement and applicable law. Suspension does not automatically erase a refund or other remedy. We may preserve relevant evidence and seek relief available under applicable law for infringement, unauthorized access, fraud, or other unlawful conduct. We do not impose automatic fines or presume that a disputed transaction or complaint proves wrongdoing. Orders, subscriptions, and access duration Review the currency, total price, taxes, payment schedule, renewal terms, included content, technical requirements, and access duration in the offer and checkout before paying. An instalment plan for a fixed purchase is different from a cancellable recurring subscription. A waitlist entry is not a purchase, scholarship award, or reservation unless the offer expressly says so. See the Refund Policy (https://jeffreygignac.com/refund-policy) and Lifetime Accounts & Updates Policy (https://jeffreygignac.com/lifetime-accounts-lifetime-offers-and-lifetime-updates). ThriveCart and its payment providers process website checkouts. Apple, Google, and other separately operated stores may have their own billing and refund processes for purchases made through them. We remain responsible for our own obligations to you. Classes, community, and recordings Follow the joining information and recording notice for each event. Where a class is recorded, your displayed name, voice, video, or comments may appear in the replay if you contribute. Choose your participation accordingly and contact us before the class if you want to discuss an alternative. Do not record or redistribute other participants' contributions without permission. Keep other members' personal stories private and avoid sharing identifying health or family information about another person. Private forms, member feedback, and support requests are handled under our Privacy Policy (https://jeffreygignac.com/privacy-policy); submitting them does not give us a general licence to publish them as advertising. Publicly shared comments may be visible to others. We may moderate unlawful or abusive content and address misuse of access, while respecting applicable rights and the terms of your purchase. Content ownership Our content and that of its respective creators are protected by intellectual-property laws. Gary Savitsky is the creator of his Message Healing recordings. Buying access does not transfer copyright. Any separate permission for permitted uses, including professional or private-label use, must be stated in the relevant licence. Report suspected infringement through our Copyright & Takedown Notice (https://jeffreygignac.com/dmca). Availability and responsibility We aim to keep the website and purchased resources available, but cannot promise uninterrupted or error-free access. Contact support about delivery failures, accessibility barriers, or billing errors. External services have their own terms and may experience interruptions. This does not remove any remedy available under your purchase agreement or applicable law. To the extent permitted by law, free informational website content is provided without a promise that it will meet a particular purpose. We do not exclude responsibility for fraud, deliberate misconduct, or any liability that cannot lawfully be limited. These terms do not require you to waive injury claims or your statutory consumer rights. Questions, disputes, and governing law Please contact us first so we can try to resolve a concern. Ontario law and applicable Canadian federal law govern these terms, subject to mandatory protections that apply where you live. Nothing requires mandatory arbitration, prevents a lawful class proceeding, or restricts a consumer's right to use a court or regulator available under applicable law. Any voluntary mediation or arbitration would require a separate agreement after a dispute arises. Records of agreement When a form asks you to agree to these terms, it identifies the revision presented. We record that acknowledgment separately from marketing consent. A free-account signup is not a paid order, and its submitted email address is not, by itself, verified identity. Purchase-specific terms are presented through the applicable checkout. Keep the offer, receipt, and terms for your transaction. Policy history and downloadable versions (https://jeffreygignac.com/policy-history) help identify our published wording. Changes to these terms We date updates and provide additional notice when a material change requires it. Changes apply prospectively and cannot retroactively remove purchased rights. Where further consent is legally required, posting a revised page or continuing to browse is not a substitute for that consent. If one provision is unenforceable, the remaining lawful provisions continue to apply. Contact Jeffrey Gignac Inc. 3848 Ronald Ave, Windsor, Ontario N9G 1N3, Canada Email: support@jeffreygignac.com (mailto:support@jeffreygignac.com) Telephone: +1 519-982-8856 (tel:+15199828856) Nothing in this policy excludes rights, remedies, warranties, or responsibilities that applicable law does not permit us to exclude. Mandatory consumer protections prevail over conflicting terms. PRIVACY POLICY https://jeffreygignac.com/privacy-policy Last updated: October 30, 2026. Scope and accountability This policy explains how Jeffrey Gignac Inc. handles information through jeffreygignac.com and its connected website features. Separately operated apps, member services, checkout providers, and external websites also present their own privacy information. Send privacy questions or requests to our privacy contact at support@jeffreygignac.com (mailto:support@jeffreygignac.com?subject=Privacy%20request). Information you provide and why • Forms, waitlists, and email requests: name, email address, selected preferences or answers, form/campaign source, submission time, consent wording/version, and processing status. We use these to handle the request, provide the indicated follow-up, and keep a consent record. Relevant campaign parameters may be retained with a signup. • Terms acknowledgments: for the free-account and sound-bath forms, the declared agreement, exact acknowledgment wording, policy revision and saved-version reference/hash, form source, server timestamp, and submitted name/email. These records are separate from marketing consent and can be exported only by the authorized owner. The signup email is self-reported and is not verified identity or proof of purchase. • Feedback and support: the information you choose to send so we can respond and plan programs. Please avoid diagnoses, medical records, passwords, payment-card details, or identifying information about other people. Feedback may reveal personal beliefs or health-related interests if you choose to share them. Keep responses focused on general teaching goals and include only what you are comfortable having reviewed. Feedback is not automatically a public testimonial. • Member calendar sign-in: the email you provide for verification, authentication records, and relevant Kit program tags used to determine access. Signing in alone does not subscribe you to marketing or buy access. • Purchases and access: order, billing, and entitlement information needed for fulfillment and support. Payment details entered in an embedded checkout are collected by the checkout/payment provider; this website's own forms and engagement dashboard do not collect full payment-card numbers. • Security and delivery: requests necessarily reach hosting and service providers with technical information such as an IP address and browser information. Some protections use short-lived counters or hashed identifiers to limit abuse. This is separate from the public-page engagement report. Site form records and responses can be viewed and exported by the authorized owner through the admin dashboard. Do not place sensitive information in page URLs or campaign parameters. Connected providers • Sites/Cloudflare: website hosting, database records, delivery, and security. • Kit: subscribers, consented email follow-up, campaign tags, and access-tag checks. Kit may record email delivery, opens, and link activity as part of its service; this is separate from our website engagement report. • Convertri: processing some free-account and sound-bath signup submissions before passing them to the existing email workflow. • Membership.io/Searchie and Zapier: requested member accounts, access delivery, and related automated fulfillment. A successful website submission does not guarantee inbox delivery. • Supabase: verification and requested sign-in links/codes for the optional member calendar. The website uses an essential secure session cookie to maintain that sign-in. • Zoom: meeting scheduling/imports and participation. Public event listings may describe paid events without exposing their private joining links. The website calendar import uses scheduling details rather than importing attendee lists, recordings, or meeting chat. Participation and replays are handled through the relevant external services; review the event's recording notice. • ThriveCart and payment providers: checkout, payment, order fulfillment, and affiliate attribution. Apple and Google process purchases made through their respective app stores. We use providers for the relevant service and remain accountable for information under our control. We may also share information when lawfully required, to address fraud or security incidents, or in a lawful business transfer with appropriate privacy protections. We do not add visitors to an affiliate's mailing list merely because they visit that affiliate's page. Affiliate checkout reporting is governed by the applicable purchase and attribution service. Email choices Forms explain the emails being requested and collect an affirmative permission choice where shown. The free-account and sound-bath forms combine automated access setup with an email-community signup; each also offers a support-email route to arrange free access separately without marketing enrollment. That alternative is handled by our team rather than the automated signup. Event, waitlist, and affiliate-campaign signups have their own stated purposes; browsing alone is not email consent. Use the unsubscribe link in a marketing email or contact support to withdraw permission. We process unsubscribe requests without delay and no later than 10 business days. Necessary account, security, purchase, or access messages may still be sent for the service you requested. Membership.io access delivery runs separately from Kit, so a Kit delivery failure does not necessarily prevent an access email. A Kit unsubscribe is not a universal preference control for every external provider; contact us to coordinate a broader request. Unsubscribing from marketing does not itself cancel a purchase or remove paid access. We retain evidence of consent and may retain suppression information to honor your choice. A stored signup receipt is historical evidence, not proof that the address remains subscribed or that an email was delivered. Website engagement, cookies, and browser storage Our first-party public-page report measures approved page paths, page views, whether a page was visible for at least 10 seconds, scroll milestones, and named link clicks. It excludes form answers, email addresses, URL queries/fragments, private joining links, and persistent visitor identifiers. It uses no analytics cookies and does not record this engagement when supported Do Not Track or Global Privacy Control signals are received. Reports cover a rolling window of up to 90 days. Older rows are removed in bounded batches as new activity is processed, so deletion may occur later. Essential authentication cookies keep a verified member calendar session active for up to one hour. Browser local storage saves accessibility settings and whether an affiliate signup was completed; session storage helps avoid repeatedly showing the same invitation popup. These are separate from engagement reporting. Browser settings can clear them; doing so may reset preferences, show an invitation again, or end a sign-in. The About-page YouTube player loads only after you choose to load it; using the player connects to YouTube under its own privacy practices. Checkout scripts and externally hosted images can connect your browser to their providers when the relevant page loads. Embedded checkout, member services, affiliate entry links, and other external services may use their own cookies or similar technologies for functionality, fraud prevention, attribution, or reporting. Our cookieless reporting and browser-signal exclusions do not describe or control those providers. Review their notices and settings before using them. This website does not currently install Google Analytics or Flash-cookie tracking. Location, retention, and safeguards Providers may process information in Canada, the United States, or other countries, where it may be accessible under local law. You can ask us about the providers involved in a particular request. We use access controls, secure connections, and other reasonable safeguards, but no online service can promise absolute security. Different records serve different purposes. We retain information for the relevant request, account, purchase, consent record, support need, or legal obligation, and review deletion or anonymization when it is no longer needed. Form and waitlist records do not currently have a universal automatic deletion deadline. Contact us to request removal; some transaction, consent, suppression, dispute, or legally required records may need to be retained. Provider records and backups may follow separate retention processes. Incident and dispute records Where reasonably necessary to investigate a security incident, resolve a transaction dispute, meet a legal obligation, or establish, exercise, or defend a legal claim, we may preserve relevant records and restrict their deletion for that purpose. Access is limited to those who require it, and the scope and duration are reviewed. This is not a general permission to retain all personal information indefinitely. We assess privacy incidents and provide required reports and notices under applicable law. Your requests and concerns Contact us to request access to or correction of your information, withdraw consent, request deletion where applicable, or raise a complaint. Tell us the email and service involved, but do not send a password, complete payment-card number, or identity document unless we have arranged an appropriate secure verification process. We may reasonably verify your identity to protect your information. We will explain any lawful limit on a request and respond within applicable legal time limits. You may also contact the Office of the Privacy Commissioner of Canada (https://www.priv.gc.ca/en/) or another relevant regulator. Children and changes This website's account and marketing forms are not directed to children under 13, and we do not knowingly collect their information through these forms. Contact us if a child has submitted information so we can address it. Program-specific age and safe-use restrictions also apply; a general privacy age threshold is not permission to use an entrainment program. We date policy updates and give further notice when appropriate. We obtain fresh consent when required for a new purpose; simply posting a new policy does not authorize an incompatible use of information already collected. Privacy contact Jeffrey Gignac Inc. 3848 Ronald Ave, Windsor, Ontario N9G 1N3, Canada Email: support@jeffreygignac.com (mailto:support@jeffreygignac.com) Telephone: +1 519-982-8856 (tel:+15199828856) TECHNOLOGY DISCLAIMER & SAFE USE https://jeffreygignac.com/technology-disclaimer Last updated: October 30, 2026. Understand the purpose These programs are educational, personal-development, relaxation, and complementary spiritual practices. They do not diagnose, treat, cure, or prevent disease and do not replace medical or mental-health care. Product names, spiritual explanations, and personal testimonials are not clinical evidence or promises of a particular result. Do not delay care or change prescribed treatment because of a recording, class, prediction, or testimonial. Quantum Release Technology™ (QRT) includes visual and auditory brainwave-entrainment videos; some also include guided meditation or other guided processes. Scalar support, Divine Calligraphy, Message Healing, and similar energetic descriptions express the creators' spiritual practices and explanatory framework. They are not established medical treatments or proof of a physiological mechanism. Life Response Frequencies includes experimental sound and visual practices. Selecting a molecule or peptide in an app does not administer that substance, establish the same effects as taking it, or replace a prescribed treatment. Choose a safe setting Use relaxation, hypnosis, meditation, and entrainment content only in a safe, stationary setting where reduced attention is appropriate. Do not use it while driving, cycling, operating machinery, or performing an activity requiring full alertness. Never watch visual entrainment while driving. Follow the instructions for the specific product, use comfortable audio volume, and stop if you experience discomfort, dizziness, headache, distress, or unusual symptoms. Flashing light and existing use restrictions Flashing or patterned visual stimulation can trigger seizures in susceptible people. Do not use visual entrainment if you have epilepsy, a seizure history, photosensitivity, or have been advised to avoid flashing light. A website setting or disclaimer cannot establish that a specific video is safe for you. Our existing publisher restrictions also exclude use of brainwave-entrainment, sound-healing, and frequency-based programs during pregnancy; by people with epilepsy, a seizure history or proneness to seizures, photosensitivity, pacemakers, degenerative eye conditions, or sensitivity to auditory or visual stimulation; and while under the influence of alcohol or mood-altering substances. These are precautionary restrictions for our programs, not a diagnosis or a claim that every audio track carries the same risk. Seek individualized advice from a qualified healthcare professional about suitability and follow the specific product instructions. Anyone using medication or managing a health condition should seek appropriate professional advice before use. Our existing restriction for children and adolescents requires medical assessment; entrainment for children is restricted to qualified practitioner supervision with medical consent and a medical doctor present. General website access does not override these restrictions. Participation and support Participation is voluntary. Pause, adjust, or stop a practice as appropriate for your wellbeing. For a medical emergency, contact local emergency services; this website and its support inbox are not emergency services. For product instructions or an accessible alternative, contact support@jeffreygignac.com (mailto:support@jeffreygignac.com). This notice explains limitations and safe-use expectations. It does not require a blanket waiver of injury claims, transfer responsibility for our conduct to you, or limit rights that cannot lawfully be excluded. REFUND & CANCELLATION POLICY https://jeffreygignac.com/refund-policy Last updated: October 30, 2026. Our standard 30-day product guarantee Unless a different policy is clearly disclosed before purchase, our non-subscription products include 30 days from the purchase date to request a refund if you are not satisfied. Submit your request within the full 30-day period; there is no additional requirement to submit it one day early. A more generous promise made with your purchase remains applicable. How to request help or a refund Email support@jeffreygignac.com (mailto:support@jeffreygignac.com?subject=Refund%20request) or open a support request (https://passivebrainfitness.freshdesk.com/support/tickets/new). Include the purchase email, product name, order reference if available, and purchase date. Do not send complete card details. The time you submit your request counts; you do not have to wait for a reply before the deadline. We will review it promptly and explain the outcome and processing steps. Bank or payment-provider posting times can vary. Subscriptions, instalments, and store purchases Our voluntary 30-day product guarantee does not automatically apply to subscription charges. Unless a different promise was made at checkout, subscriptions can be cancelled to stop future renewals; cancelling does not itself refund a charge already processed. Use the subscription management information in your receipt or contact support before the next renewal. We will confirm the effect on billing and access. Any refund, cancellation, or other remedy required by law still applies. An instalment plan pays for a fixed purchase and is not automatically a cancel-anytime subscription. The agreed purchase terms and applicable law determine remaining payments. Where a purchase is refunded or cancelled, we will explain how its remaining instalments and access are handled. For Apple or Google purchases, begin with the store's order-management and refund process. Contact us if you need help identifying the purchase. The store's process does not remove statutory rights. Charges, errors, and legal rights Our voluntary guarantee covers the eligible purchase price paid to us. It does not reimburse unrelated data, overdraft, or currency-conversion charges unless required by law or expressly promised. Tell us about duplicate or unauthorized charges, missing access, or an undelivered product so we can investigate. We may review suspected refund fraud or abuse, but that does not override mandatory rights. Product-specific terms apply only when clearly disclosed before payment and legally valid. Nothing on this page creates a blanket “no refunds” rule for defective, misdescribed, or undelivered services, or limits a statutory cancellation right. We do not change an earlier purchase's guarantee by updating this page. Nothing in this policy excludes rights, remedies, warranties, or responsibilities that applicable law does not permit us to exclude. Mandatory consumer protections prevail over conflicting terms. FAIR USE & ACCESS POLICY https://jeffreygignac.com/fair-use-lifetime-policy Last updated: October 30, 2026. Personal access and fair use Use purchased content for your own lawful personal practice unless your offer includes a separate professional, sharing, or private-label licence. Do not redistribute paid files, publish private joining links, resell access, share account credentials, evade security controls, or use automated access that disrupts the service. Ordinary personal listening, viewing, and permitted downloads are not abuse merely because they are frequent. Any material usage, device, or download limits must be disclosed in the relevant offer rather than introduced through an unspecified fair-use restriction. Resolving access problems Contact support@jeffreygignac.com (mailto:support@jeffreygignac.com) about unexpected restrictions. Where reasonably possible, we will explain a suspected misuse concern and give an opportunity to resolve it. Immediate protective action may be necessary for compromised accounts, unlawful conduct, or security incidents. Any decision remains subject to the purchase agreement and applicable law. Account security and respectful use Tell support promptly if you believe an account or private meeting link has been exposed. We may revoke a compromised link or session and arrange an appropriate replacement after verifying the request. Follow the conduct rules and proportionate review process in the Terms of Use (https://jeffreygignac.com/terms-of-use). A good-faith complaint, honest review, or lawful payment dispute is not misuse. Lifetime offers The meaning of a particular lifetime offer must be read with the description presented when it was purchased. See the Lifetime Accounts & Updates Policy (https://jeffreygignac.com/lifetime-accounts-lifetime-offers-and-lifetime-updates) for the shared explanation. This page does not create a separate or conflicting definition. Nothing in this policy excludes rights, remedies, warranties, or responsibilities that applicable law does not permit us to exclude. Mandatory consumer protections prevail over conflicting terms. LIFETIME ACCOUNTS & UPDATES https://jeffreygignac.com/lifetime-accounts-lifetime-offers-and-lifetime-updates Last updated: October 30, 2026. Read the specific promise A lifetime offer is a promise about the particular product, account, or updates described in that offer. Where the offer expressly defines lifetime as the supported life of that product, that definition applies subject to applicable law. It does not mean the purchaser's natural lifetime unless the offer expressly makes that promise. The description and limitations supplied before payment matter; this page does not retroactively narrow a broader promise. What access includes Lifetime access to identified content does not automatically include every future product, new app, premium tier, live class, coaching session, or separately sold upgrade. Included updates and access methods are those described in the original offer. A free member account does not itself grant lifetime access to all paid programs. Changes or discontinuation A product being removed from sale or replaced by a new version does not, by itself, erase existing customers' contractual rights. If technical, legal, or operational circumstances affect delivery, we will communicate material changes and consider reasonable continuity options, such as replacement access or permitted downloads, where feasible. Any cancellation, refund, replacement, or other remedy depends on the original promise and applicable law; we do not reserve an unlimited right to cancel a lifetime promise without remedy. No website update silently rewrites an existing lifetime purchase. Contact us with your receipt or original offer if the access you receive differs from what was promised. Questions Jeffrey Gignac Inc. 3848 Ronald Ave, Windsor, Ontario N9G 1N3, Canada Email: support@jeffreygignac.com (mailto:support@jeffreygignac.com) Telephone: +1 519-982-8856 (tel:+15199828856) Nothing in this policy excludes rights, remedies, warranties, or responsibilities that applicable law does not permit us to exclude. Mandatory consumer protections prevail over conflicting terms. TESTIMONIALS & RESULTS DISCLOSURE https://jeffreygignac.com/testimonials-and-results-disclosure Last updated: October 30, 2026. Personal experiences Testimonials describe individual experiences and opinions. They are not clinical evidence, a promise of results, or a substitute for professional advice. Different people may experience different outcomes, including no noticeable change. A person's professional title does not establish that a program has been clinically tested or approved. Context and relationships A testimonial may come from a customer, community member, colleague, or promotional partner. Do not assume every contributor paid full price or has no relationship with us. Any material payment, free access, affiliate relationship, or other incentive associated with a featured endorsement must be disclosed with that endorsement. A general policy is not a substitute for a clear disclosure where the recommendation appears. Specific outcome claims We do not have a single established “typical result” that applies across these different programs. A disclaimer does not turn an unsupported medical, financial, or other performance claim into a substantiated one. Read specific claims in context and contact us with questions about their basis. Permission and corrections Feedback submitted privately is not automatically permission to publish a name, photograph, or testimonial. If you believe an attributed quotation is inaccurate, missing important context, or published without appropriate permission, contact support@jeffreygignac.com (mailto:support@jeffreygignac.com) with the page address so we can review it. AFFILIATE & COMMERCIAL RELATIONSHIPS https://jeffreygignac.com/affiliate-disclosure Last updated: October 30, 2026. Partners who refer people to us Some people and businesses receive a commission when a qualifying purchase is attributed to their referral. This includes partner promotions for Message Healing. A partner's invitation or recommendation may therefore involve a financial relationship with Jeffrey Gignac Inc. Individual commission rates and tracking terms belong to that partner's agreement and are not a customer discount or guarantee of a particular result. Referral services such as ThriveCart may use cookies or other attribution information. A visit, signup tag, or redirect alone does not establish that a commission was earned, and tracking may be affected by browser settings, devices, and the platform's rules. See the Privacy Policy (https://jeffreygignac.com/privacy-policy). Products we recommend or sell We may receive revenue from products sold through this website and may receive affiliate commissions, review access, or other benefits when recommending another person's product. Gary Savitsky creates his Message Healing recordings, which are offered for sale through this website. Recommendations reflect personal judgment and experience; a commercial relationship is not independent evidence of effectiveness. Clear disclosure where it matters A relevant commercial relationship should be identified alongside the recommendation or promotional link. Partners must make their own disclosures clear in each email, post, video, or other promotion and follow applicable consent and advertising requirements. This page does not replace those notices. Questions about a recommendation or affiliate relationship can be sent to support@jeffreygignac.com (mailto:support@jeffreygignac.com). EARNINGS & FINANCIAL OUTCOMES https://jeffreygignac.com/earnings-disclaimer Last updated: October 30, 2026. No promised financial result Programs about prosperity, imagination, beliefs, or personal development do not guarantee income, investment returns, business success, debt reduction, or protection from loss. The Money Game and prosperity-themed practices are educational or reflective experiences, not financial, investment, tax, or legal advice. Examples and individual outcomes Stories, illustrations, or personal earnings examples do not establish what a typical participant will earn. Financial outcomes depend on circumstances, decisions, resources, market conditions, and other factors. We do not promise that an example will be repeated or that participation will pay for itself. Affiliate commission examples describe the stated commission on an eligible transaction, not a promise of sales volume, continuing attribution, or future income. Review the actual affiliate agreement and account terms. Make informed decisions Evaluate purchases and financial decisions in light of your own circumstances and consult qualified advisers where appropriate. Ask support@jeffreygignac.com (mailto:support@jeffreygignac.com) about the basis of a claim. This disclaimer does not excuse misleading statements or limit remedies available under applicable law. SOCIAL MEDIA & COMMUNITY SHARING https://jeffreygignac.com/social-media-disclosure Last updated: October 30, 2026. Sharing is a choice Social sharing links let you choose whether to open an external platform or share a page. Visiting this website does not itself authorize a post to your social account. Once you use an external service, its privacy settings and policies apply. A shared link or public post may be forwarded or seen beyond your intended audience. Protect personal information Share only what you are comfortable making visible in that setting. Do not publish another person's health details, private messages, photographs, or meeting links without appropriate permission. Private class discussions and paid materials are not automatically available for public sharing. Respectful participation Keep contributions lawful and respectful. Do not harass, impersonate, disclose private information, or infringe another person's rights. Community opinions and third-party posts are not automatically statements or advice from Jeffrey Gignac Inc. Promotions and requests Disclose commissions, free access, or other material connections when promoting an offer. See the Affiliate & Commercial Relationships disclosure (https://jeffreygignac.com/affiliate-disclosure). Report a privacy, access, or content concern to support@jeffreygignac.com (mailto:support@jeffreygignac.com). We can review content under our control, but cannot guarantee removal of copies held by other users or platforms. COPYRIGHT & TAKEDOWN NOTICE https://jeffreygignac.com/dmca Last updated: October 30, 2026. Report a copyright concern We respect the rights of content creators. Send a good-faith complaint about material on jeffreygignac.com to jeff@jeffreygignac.com (mailto:jeff@jeffreygignac.com?subject=Copyright%20notice), with “Copyright notice” in the subject. Identify the work you own or are authorized to represent, the exact page or material at issue, your contact information, the basis of your authority, and why you believe the use is unauthorized. Include a physical or electronic signature and a statement that the information is accurate to the best of your knowledge. Consider applicable exceptions and permissions before submitting a complaint. Lawful uses and accurate notices This notice does not remove exceptions or rights allowed by copyright law. Complaints and responses must be accurate and made in good faith. We do not presume a claim is valid merely because it is strongly worded. Report only information reasonably necessary to identify and assess the concern. Review and response We may request clarification, restrict disputed material while reviewing it, or contact the person responsible for the content. Relevant notice information may be shared with that person or a service provider where necessary to investigate and respond; do not include unnecessary sensitive information. A complaint does not automatically establish infringement. Where a statutory process applies Canadian and other applicable copyright rules may provide specific notice procedures. If a U.S. Digital Millennium Copyright Act process applies, its statutory notice and counter-notice requirements must be followed. This page does not represent that we have registered a designated DMCA agent or qualify for a particular safe harbor. Our ordinary copyright contact remains available even where that U.S. process does not apply. If material you submitted was removed in error, contact us with the relevant page, your rights or permission, and a clear explanation. We will identify the applicable review process rather than treating every complaint as a U.S. counter-notice. Seek qualified advice when rights or jurisdiction are disputed. Business contact Jeffrey Gignac Inc. 3848 Ronald Ave, Windsor, Ontario N9G 1N3, Canada Email: support@jeffreygignac.com (mailto:support@jeffreygignac.com) Telephone: +1 519-982-8856 (tel:+15199828856)